New or Used Auto Loans
VECU offers competitive rates and can provide auto values to assist you with your vehicle shopping research. With an auto loan from VECU, you can upgrade your vehicle and save hundreds. So let our low rates put you in the car of your dreams!
What You Will Need to Apply for a New or Used Auto Loan:
- Contact information for applicant and co-applicant, if applicable
- Current housing, employment, and income information for applicant and co-applicant, if applicable
If you have already picked out a vehicle from a dealer or private seller, you’ll need to provide:
- The 17-character Vehicle Identification Number (VIN) for the vehicle
- The exact mileage on the vehicle
- The state where you will register the vehicle
- Dealer or seller’s name
- Trade-in information if applicable
- Amount to be financed (including vehicle purchase price, taxes, tags, title, GAP and warranty, less any down payment)
- Term of the loan
If you are still car shopping but want to get pre-approved for a loan to buy from a dealership, you’ll need to provide:
- Trade-in information if applicable
- Amount you expect to finance (including vehicle purchase price, taxes, tags, title, GAP, and warranty, less any down payment)
- Term of the loan
- See VECU first for vehicle values to assist at the dealership!
Refinance Auto Loans
Bring your auto loan to VECU for our lowest vehicle loan rates and money saving opportunities! Apply today to begin lowering your monthly payments. Plus, there is no refinancing charge.
What You’ll Need to Apply for a Refinance Auto Loan:
- Your 17-character Vehicle Identification Number (VIN)
- Your vehicle’s exact mileage
- The state your vehicle is registered in
- The following lender information:
- Name of Lender
- Lender’s Phone Number
- Your Loan Number with Lender
- Payoff Amount
Boat Loans
VECU provides boat loans featuring low rates and flexible terms. Apply today for the loan option that meets your needs!
